PiggyVest, formerly piggybank.ng, is an online platform that assists people in saving money in order to achieve their goals. The platform also allows users to invest their money in a variety of ventures and receive up to a 25% return on their investment in as short as 8 months or longer. Saving money might earn you up to 13% interest. They're commonly considered as Nigeria's largest online savings and investment platform.
There are a variety of strategies to save money. You have the option of saving as an individual or as a group. You can save money with a friend, your husband or wife, or anyone else. In Nigeria, the website and app are extremely popular.
When you save all of the little money you waste every day, week, or month, it adds up to a large sum. It's a healthy practice to save for rainy days.

 How does PiggyVest work? 

This is how PiggyVest works: You have a financial goal that you want to achieve. It might be for anything, including starting a business or paying rent. Maybe all you want to do is save a million naira, ten million naira, or even a million naira. You sign up for a PiggyVest account and begin saving. They will offer you up to 13% interest on your money. You can save on a daily, weekly, monthly, or annual basis. You have had the option of saving automatically. You could, for example, elect to cast aside ₦50 to ₦20,000 or more per day.

You could also choose to save on a weekly basis. For example, suppose you set up ₦1,000 to ₦50,000 every week or more. You can even set it up so that the money is automatically withdrawn from your bank account every week. The same is true if you want to save money on a monthly basis.

There is also an option if you prefer to save whenever you want instead of having money automatically deducted from your bank account. QuickSave is the name of the program. When you want to save, you decide. Simply open the app or go to the website, log in, and save. You can save in whatever way you choose.

You can also save with a friend, family member, spouse, or a group of individuals. You must agree with the others on how much and for how long you wish to save. Then start putting money aside! When the date you specify arrives, the money will be sent to each of the people who have been saving.


There are few withdrawal dates in a year when you save. The goal is to maintain your discipline. However, you can withdraw without penalty at any time after the withdrawal deadline.


The option to lock funds is available. If you have money that you don’t want to touch. Maybe it’s for house rent, school fees, business, or anything. You can lock it and get 13 percent interest paid to you upfront.

One of the best features of this site is the ability to invest money. Many startups are in need of funding. You may check them up and invest in the one that suits you best. It's really simple. You're done in only a few clicks. You may begin investing with as little as ₦3000!


Consider how much money you squander every week or month: ₦100, ₦500, ₦1,000, or even more. You'll be amazed how much money you may make in a year if you store them or invest them on this site.

Is piggyVest a safe place for use?

PiggyTech Global Limited - RC 1405222 is their legal name. They bought a Microfinance bank and its license in early 2018. Piggytech Cooperative Multipurpose Society Limited, with registration number 16555, is likewise a registered cooperative.


All funds saved on this platform are held and managed by AIICO Capital, Nigeria's top asset management firm, which is registered and regulated by the Securities and Exchange Commission (SEC).


Your card information is also saved. Their website does not keep track of the information.


They handle your information in collaboration with Paystack, a leading Nigerian payment processor that is PCI-DSS-compliant. With an SSL encrypted connection, the site is even safer.

 How to Safe Money piggyVest

To save money on PiggyVest, follow these steps:


1. Register for an account.

To begin, you must first create an account. It's incredibly simple to create an account. Your phone number, password, and name are all that are required. Create an account by clicking here.


2. Select a method of saving

After you've created an account, you'll be able to use it. There are several ways to save money. PiggyBank, Safelock, and Target Saving are all options. Choose the one that best matches your needs. You may learn more about each of them in the sections below.

3. Fill in your information and begin saving.

If you choose Piggybank, you must specify how much money you want to save automatically and if you want it to be done daily, weekly, or monthly. You may also choose to save manually whenever you wish. Set the amount you want to lock and when you want to withdraw for Safelock. Set a goal for how much you want to save. If you wish to invite friends, do so, and set a withdrawal date.

How to invest money with piggyVest

To invest money with PiggyVest, follow these instructions.

1. Register for an account.
The first step is to sign up for an account. It's a fairly simple procedure. Create an account by clicking here.

2. Go to investify.com.
Once you've logged into your piggyVesy account, go to the Dashboard. On the screen, you'll find a lot of possibilities. Select investify or "invest for the future" from the drop-down menu. That is all there is to it.

3. Evaluate investment options and make a decision.
There are a variety of investment options available. Invest in anybody you like by clicking on their name. Most possibilities need a minimum investment of  ₦3000. Some are more than others.

PiggyVest features 

There are several characteristics, as listed below:

PiggyBank


PiggyBank is the PiggyBank on PiggyVest, as the name implies. That's where you'll be able to save money. This tool is for you if you want to save money on your own to achieve your goals. Remember how much money you squandered on useless items? You can save anything here, no matter how little it is. You may also earn a lot of money from it. Those little sums of money will grow into large sums in a year or two!
If you save ₦100 every day, you'll have ₦36,500 in a year, plus interest, which may bring your total to ₦40,000. If you save ₦5000 every month, you'll have saved ₦60,000 in a year, plus interest, which may bring your total to nearly ₦67,000.

And if you chose to set aside ₦20,000 each month from your paycheck, that's ₦240, 000 a year, plus interest, for a total of almost ₦270,000.


You have unlimited time to save. The more time you save, the more money you save and the more interest you earn.



You may set up a system to save money every day, week, or month. The funds will be taken from your bank account automatically. If you don't like it, there's a tool called Quicksave that you can use. Quicksave enables you to manually save money anytime you desire. If you choose for the fast save choices, you'll have to log in to the app or website to save manually.



You can put your savings on hold at any time and resume them later. If you don't have enough money to save for a month, no worries; you can stop your savings or use quicksave.

You can also choose to increase your savings. It's all in your hands now.

You can take money out of your PiggyBank at any time. However, there are only a few withdrawal dates each year to encourage discipline.

Every 31st of March for the entire month of June
Every September 30th
Every year on December 31st,
You can also change the date on your own.


Investify 


Investify is one of PiggyVest's services that allows users to invest in low-risk investing possibilities. The company vets and approves these investment options. Every investment comes with its own set of safeguards. If you're concerned about it being insured, do some research before investing because each investment opportunity has a different level of insurance coverage.

You can invest as little as ₦3,000 and earn up to a 25% return on your investment. Depending on the investment, interest is paid monthly, quarterly, or annually.

You have the option to trade your shares or liquidate your investment at any time.

These investments, on the other hand, are made by third parties. PiggyVest, on the other hand, conducts due diligence prior to approval. They also give extra capital protection. Before investing, you should carefully read each investment.


Agriculture, real estate, fixed income assets, and other areas offer a variety of investment opportunities.



a secure lock (Lock funds away)

Safelock is a PiggyVest function that allows users to lock money until a specific time. You can earn up to 13% of the money you lock away. It functions similarly to a fixed deposit.

It's quite simple. For example, if you have ₦300,000 to pay for a year's rent or your children's school fees, or if you just happen to come across some cash, you may use safelock to keep the money safe until you need it. That is, to keep it from being spent. Simply enter the amount you want to lock and the length of time you want it to be locked.

You will be paid the interest up front. The money will be automatically released for you to utilize once the time you selected is up. You can create as many safelock accounts as you want.

The smallest amount you can lock is ₦1000.

Target savings

Target savings is a feature that allows users to save money on their own or with friends, family, or a group of people in order to meet a specific goal. For instance, suppose you want to start a business in the next 12 months. You can set up a separate savings account for that purpose. You can also encourage people to help you in your efforts to save. Once you've reached 70% of your goal, you'll be able to withdraw for free on the scheduled date. Targeted savings earn a ten percent interest rate.

If you're going on a trip with your friends. You can set a savings goal for it. Invite your friends, and you can all start saving right away.

You can select a minimum period of 30 days.


PiggyFlex

PiggyFlex is the main account into which all of your interest, savings, and goals are deposited. You can withdraw money or send money to others from here.

When you remove money from your PiggyBank, for example, it is transmitted here. Same as your investify, safelock, and target savings accounts.

You can make an instant withdrawal from here to your bank account at any moment.
Interest rates on PiggyVest
When you save money with the platform, you get interest.

a ten percent annual rate of return on core savings (Piggybank Savings)

SafeLock is growing at a rate of over 13% each year.

Target and Group Savings both earn 10% per year.

Points for PiggyVest


The idea is to create a system that rewards users for using the platform to save money. Savings earn you points, which you can exchange for cash.

The number of points you gain is determined on how much money you save. Here's how it works:

1 point = N2000 – N4999
2 pts = N5000 – N9999
10 pts = N10000 – N49999
25 pts = N50000 – N99999
Above N100,000, you get a 55 point bonus.

Each point has a value of N10. 1 Piggy Point equals N10.

Customer service at PiggyVest

Here are the contact details for customer service:

Phone number for customer service

The customer service phone number for PiggyVest is 0700 933 933 933.

 Piggy Vest customer service email address

Contact@piggyvest.com 
.

PiggyVest is a mobile app that allows you to invest in pigs.

Both Android and iOS devices can use the PiggyVest app. It's available on the Google Play Store and the Apple App Store. You can also download any one you choose by clicking here.

PiggyVest's headquarters are located at the following address.

Piggy Vest's headquarters are located at 16 Boyle Street, Onikan, Lagos Island, Lagos, Nigeria.

Website of PiggyVest

PiggyVest.com is the name of the website.

Login to PiggyVest

You can access your account at any time by using the app or the website. All you need is your password and your email or phone number.